It is weird that I am so far into my studying while listening to Xmas songs on the radio. As mentioned before I have finished sessions 4 and 5. I have also now finished 6, will finish 7 tomorrow, and will finish 8 before I take off the last 11 days of the year. That's 5 of 18 sessions before new year's. I don't want to make it sound like it has been easy - it hasn't. The thing that motivates me the most when studying is hate. I get mad at people who have wronged me in the past, companies that haven't called me for an interview despite being underqualified, qualified, and over qualified for a position (I'm talking about you Target. How many years of accounting experience do I need to run a cash register?). Being unemployed has left me bitter and mad at a great many people. That helped me study last spring.
The problem is that I got some pretty good news in mid November that left me pretty satisfied with my life for a few days. On top of that thanksgiving was fun. That left me short on hate right when I was working on study session 6. I don't need to go into too many details except to say that someone close to me helped provide me great motivation by joining the hater list. That made session 7 go by real easy. So easy in fact, that I have been able to review session 6 as well and am now caught up with where I want to be.
What could make my life bearable for a week despite being unemployed for a year (other than my 2 year old son who is the light of my life)? I was just admitted into the MBA program at UF with a full tuition scholarship. All I have to do is keep a roof over my family's head without being able to have a full time job because classes are taught during the day. That made me happy, but now I have to buckle down. The program begins in April 2010 - roughly 6 weeks before the exam. That means there will be a month where I have to be a full time college student and a CFA candidate during crunch time. Luckily, the early MBA classes will be on subject I learned as an undergrad so I should be able to survive the month from hell. The bigger problem is that if I fail 2010, then by 2011 I should be nearing the end of the MBA program and may even have a job. I definitely won't have enough hate to pass that exam. That means if I don't pass 2010, then in order to pass the level 3 exam I will probably need to get motivated despite having a job, decent credit, and no hate. I will have to be motivated on some positive crap like improving myself or the quest for knowledge. I can't take that risk.
I am going all out for the 2010 exam. I will finish going through all the cirriculum by the time classes begin, but I'll still have to review. I have come to the realization that because there are fewer readings in level 3 I don't need a full 10 days for a study session. So I will have a primary study session for each 10 days and a secondary one to review. For example the next 10 days I will learn session 8 and if time allows, review session 4. This has the added cost of ensuring less free time, but the added benefit of keeping the material fresh in my mind. I will update again at the New Year, but for now it's full speed ahead on session 8, asset allocation.
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